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You have a choice in protecting your professional reputation.
Choose Keystone Mutual
An insurance policy that gives you
More Than Insurance®
Experience Keystone Mutual
Building a
great company for the long-term, one relationship at a time.
Trust Keystone Mutual

Save 10 % – Apply Now

Request an online quote now and receive an additonal 10% savings toward our competitively priced premiums.

Security

With a commitment to building a secure company for the long-term, Keystone offers More Than Insurance®. We are backed by $36 billion in reinsurance by Lloyd’s of London for our policyholder’s peace of mind.

 

At Keystone Mutual, SECURITY
is an essential part of our core values.

Trust

Our focus is on building trust…whether it’s partnering with reputable organizations like St. Louis Metropolitan Medical Society, providing you choice of defense counsel or aggressively defending claims.

 

At Keystone Mutual,TRUST
is an essential part of our core values.

Give Backs

Keystone Capital®, our exclusive member savings program. It offers loyal policyholders in good standing a unique cash benefit based on their percentage of premium upon the time of their retirement.

 

At Keystone Mutual, GIVING BACK
is an essential part of our core values.

Risk Management Articles

The Health Care Provider’s Simple Guide to Responding to a Board of Healing Arts Complaint

The letter appears to be an innocuous business letter in a non-descript envelope. The text is usually passive in tone, asking you to respond to what is normally a one-page handwritten complaint by a disgruntled former patient. It would be easy to view it as a casual request to be dealt with in a casual […]

“Altogether Now” – The Necessity of Practice-Wide Policies and Procedures

Most physicians and other medical professionals have developed “their” way of doing things over the course of their careers, and changing those practices can be difficult. However, when it comes to operating a successful, and claims-free, medical practice, uniformity is required. Effective policies and procedures are needed to ensure everyone understands what is expected of […]

Document Your Way Out of a Claim

If it isn’t written, it wasn’t done.   Nowhere is this maxim more applicable than medical charting. However, these days documenting a visit in the usual SOAP format (Subjective, Objective, Assessment, Plan) may not be enough, as adroit plaintiffs’ attorneys fill in blanks in the charting with explanations far from your thought process, but believable […]

More Articles »

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What Doctors Are Saying About Keystone

“Look at med-mal companies side-by-side. Clearly Keystone has the superior professional liability product for select specialties.”

Family Practitioner – Joplin, MO

“If there is a complaint, I have a say. I can even name the attorney. That’s a difference-maker.”

Internist – St. Louis, MO

“Keystone Mutual allows me to keep my focus where it should be, on my practice. Being backed by billions in reinsurance gives me that peace of mind.”

ENT – Columbia, MO

“With Keystone, I’m dealing with a member of the management team. With other companies, I am just another policy number. The personal touch makes a difference.”

Dermatologist – Kirksville, MO

“I chose Keystone Mutual for the protection, but it’s the unsurpassed benefits – like Keystone Capital® that set them apart among Missouri providers.”

Pediatrician – Kansas City, MO

About Us

Keystone Mutual Insurance Company is a leading provider of medical professional liability insurance to Missouri physicians. We deliver coverage you can count on, at a fair price, with outstanding personal service and unsurpassed benefits – not offered by any other insurer.

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Contact Us

Keystone Mutual
366 West 4th Street
St. Louis, Missouri 63025
 
Email
 
866.212.2424 phone
 
636.549.3733 fax