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We've built a
great company
for the long-term, one relationship at a time.
Trust Keystone Mutual
You have a choice in
protecting
your professional reputation.
Choose Keystone Mutual
An insurance policy that
gives you
More Than Insurance®
Experience Keystone Mutual
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Request an online quote and learn more about our competitively priced premiums.

Security

With a commitment to building a secure company for the long-term, Keystone offers More Than Insurance®. We are backed by $56 billion in reinsurance by AXA, Hannover and Lloyd’s of London for our policyholder’s peace of mind.

 

At Keystone Mutual, SECURITY
is an essential part of our core values.

Trust

Our focus is on building trust…by covering only a select group of low-risk medical specialties, our policyholders are part of an exclusive group that receives choice of defense counsel and aggressive defense of claims.

 

At Keystone Mutual,TRUST
is an essential part of our core values.

Give Backs

Keystone Capital®, our exclusive member savings program. It offers loyal policyholders in good standing a unique cash benefit at the time of their retirement, sharing in the success of the Company.

 

At Keystone Mutual, GIVING BACK
is an essential part of our core values.

Risk Management Articles

How to Handle the Noncompliant Patient

The noncompliant patient, a patient who fails to follow physician instructions or to keep scheduled appointments, creates a number of problems for the practicing physician. The loss of revenue and time due to patients that miss appointments is evident. However, the noncompliance and missed appointments of patients pose legal risks for physicians as well. Medical […]

The Opioid Crisis

This is a hot topic in the news and among politicians in the state of Missouri. Many are aware of the Governor’s actions to move forward on a prescription drug monitoring program by executive order, even as the matter is debated in the House of Representatives and Senate. In March of 2018, letters were sent […]

The Health Care Provider’s Simple Guide to Responding to a Board of Healing Arts Complaint

The letter appears to be an innocuous business letter in a non-descript envelope. The text is usually passive in tone, asking you to respond to what is normally a one-page handwritten complaint by a disgruntled former patient. It would be easy to view it as a casual request to be dealt with in a casual […]

More Articles »

What Doctors Are Saying About Keystone

“Look at med-mal companies side-by-side. Clearly Keystone has the superior professional liability product for select specialties.”

Family Practitioner – Joplin, MO

“If there is a complaint, I have a say. I can even name the attorney. That’s a difference-maker.”

Internist – St. Louis, MO

“Keystone Mutual allows me to keep my focus where it should be, on my practice. Being backed by billions in reinsurance gives me that peace of mind.”

ENT – Columbia, MO

“With Keystone, I’m dealing with a member of the management team. With other companies, I am just another policy number. The personal touch makes a difference.”

Dermatologist – Kirksville, MO

“I chose Keystone Mutual for the protection, but it’s the unsurpassed benefits – like Keystone Capital® that set them apart among Missouri providers.”

Pediatrician – Kansas City, MO

About Us

Keystone Mutual Insurance Company is a leading provider of medical professional liability insurance to Missouri physicians. We deliver coverage you can count on, with outstanding personal service and unsurpassed benefits – not offered by any other insurer.

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Contact Us

Keystone Mutual
366 West 4th Street
St. Louis, Missouri 63025
 
Email
 
866.212.2424 phone
 
636.549.3733 fax